Finance Support for Students

1. Government Student Finance (UK)

Eligible UK undergraduate and postgraduate students can apply for government loans to help cover tuition fees and living costs.

Tuition Fee Loans

✔ Covers the full cost of tuition fees.
✔ Paid directly to your university.
✔ Available for eligible undergraduate and postgraduate students.

Maintenance Loans

✔ Helps cover living costs, including accommodation, food, and travel.
✔ Paid directly to your bank account.
✔ The amount depends on household income and location of study.

👉 Find out more & apply:

• Undergraduate Student Loans
• Postgraduate Student Loans
• Student Finance Calculator

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2. Loan Repayment

Both tuition fee loans and maintenance loans must be repaid after you finish your studies. However, repayments only begin when:

✔ You have completed your course.
✔ You are earning above the repayment threshold (varies by UK region).
✔ Repayments are automatically deducted from your salary based on income.

Key Repayment Facts

✔ Payments start the April after graduation, only if you are earning above the threshold.
✔ Monthly repayments are based on income, not the total loan amount borrowed.
✔ Any outstanding loan for students from England is written off after 40 years.
✔ Different repayment terms apply to students from Wales, Scotland, and Northern Ireland.

👉 Check your repayment plan:

• Student Loan Repayment Guide

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3. How to Apply for Student Finance

Application Process:

1️⃣ Check your eligibility – Ensure you meet the government’s criteria for student finance.
2️⃣ Gather required documents – Proof of identity, household income details, and course confirmation may be needed.
3️⃣ Submit your application – Apply through the official Student Finance England website.
4️⃣ Track your application – Monitor your status and provide any additional details if required.

👉 Apply for student finance here:

• Apply for Undergraduate Student Finance
• Apply for Postgraduate Student Finance
• Student Finance Calculator

This information is intended solely for the use of students and applicants applying to partner universities through Glimmer Consulting. It provides general guidance to support your understanding of the student finance process and should be read in conjunction with the official information provided on the Student Finance website.

Although every effort has been made to ensure the accuracy of the information included, Glimmer Consulting cannot accept responsibility for any errors or omissions. For the most accurate, up-to-date, and comprehensive details regarding eligibility, applications, and repayment, students are strongly advised to refer directly to the official Student Finance resources.

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4. Self-Funding Your Studies

If you are not eligible for government student loans or prefer to self-fund your studies, you can choose from upfront payments or flexible instalment plans.

Payment Options

✔ Pay in Full – If you choose to pay upfront, you can:

• Pay one academic year at a time (before enrolment each year).
• Pay in full for the entire course (before starting your studies).

✔ Pay in Instalments – If you prefer to spread the cost, you can arrange a payment plan before enrolment